Reference

Open dukuncuan with clear Legal terms

dukuncuan Legal sets out how your account, wallet records and access requests are handled before you enter the lobby.

Account termsData rightsPolicy contactLocal-law access
dukuncuan Open dukuncuan with clear Legal terms
CONTACT ROUTES

Ask about Legal, wallets or access

A clear contact route helps when a Legal clause affects your account or payment record. We direct you to the support path displayed inside the account area, close to the cashier and verification steps. Include your account identifier, the relevant policy heading and any DANA, OVO, GoPay or QRIS receipt reference so we can understand the request without asking you to repeat the same details.

Team online

Account policy help

Use the account support path shown beside your verification details when you need clarification about eligibility, phone checks, account access or a change to your registered details.

Payment record query

For a DANA, OVO, GoPay or QRIS question, include the receipt reference and date. We use those details to locate the relevant payment record without requesting your wallet password.

Access concern

If access is unavailable, tell us your device path, account step and displayed message. We can separate a local-law restriction from a verification or session issue.

DATA PRACTICES

Protect your account records and choices

Legal handling is easier to understand when each data action has a clear purpose. We connect account details to verification, payment records to cashier reconciliation and cookie choices to the functions they…

Account data

We use the details supplied during account opening and phone verification to identify the account holder, protect access and connect a support request to the correct account record.

Wallet records

DANA, OVO, GoPay and QRIS references help us match a cashier event. We do not ask for your wallet password, and a receipt does not replace account verification.

Cookie choices

Cookies may keep a session active, remember a selected setting or help us detect unusual access. Your policy contact request can ask which cookie purpose applies to your session.

Account security

Phone verification comes before account access, while unusual sign-in or payment patterns may prompt an additional check. Keep your login details private and contact us if a session looks unfamiliar.

Record retention

We retain account, payment or support records only for the period needed for the stated operational, security, dispute or legal purpose described in the applicable policy.

Change requests

Ask to access or correct your personal details through the account support path. Include the affected field and account identifier so we can verify ownership before making a change.

Check Legal answers before joining

These Legal answers address the questions we expect you to ask before opening an account from Indonesia. They cover eligibility, data access, cookies, wallet records, account changes and the route to contact us. If your situation is not covered, use the policy contact path shown in your account area and mention the exact clause or payment reference.

dukuncuan Legal covers account eligibility, phone verification, acceptable use, payment records, cookies, data requests, retention and policy changes. Read the current terms before opening an account or sending funds.

Access depends on local law. You are responsible for checking whether the service is available to you in your location, and our terms may require account or phone verification before access.

We use DANA and QRIS references to reconcile a cashier event with your account. A receipt can support a status query, but it does not replace phone verification or another requested account check.

Yes, you can ask about access to your account data through the support path displayed in your account area. Include your account identifier so we can confirm ownership before responding.

Send a correction request through the account support route and name the field that appears wrong. We may verify your identity first, then explain whether the change can be made.

Cookies can support session continuity, saved settings and access-security checks. The Legal policy explains their purposes, and you can ask the support route to clarify a cookie connected with your session.

Retention depends on the record and its purpose, such as security, dispute handling or a legal duty. The applicable policy sets the period or criteria, and support can clarify a specific record.